TOP 10

Country : Special Administrative Region of the People ' s Republic of China Fintechs include : WeLab , Bowtie and ZA Bank

Hong Kong has built a reputation as a financial hub and a centre for innovation . According to the Hong Kong government , it is home to more than 600 fintech companies and has produced no fewer than 12 unicorns . Hong Kong ’ s Science Park is a huge draw , while the territory boasts the second fastest average internet speeds in the world . But Hong Kong ’ s recent political unrest has shattered confidence in the city internationally , with foreign businesses moving out after riots and controversial legislative changes .

Country : USA Fintechs include : Flywire , Kensho and Circle

Another city that was traditionally overlooked – this time in favour of neighbours Washington and New York – Boston packs a punch on the fintech scene , despite only being the 24th most populous city in the US . Universities like Harvard and MIT provide it with both a strong talent pool and a steady stream of research funding , while an increase in the number of fintech VCs puts Boston in good stead to take advantage of the fintech boom .

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