TOP 10
05
N26
Insurtech benefits
06
Wise
International transfers
The London-based fintech company Wise was founded by Estonian businessmen Kristo Käärmann and Taavet Hinrikus in January 2011 . Previously known as TransferWise , it became popular as a money transfer platform , and then widened its services to include banking products . Wise enables users to create a free personal account and enjoy the various benefits . In addition to standard features like global ATM support and local currency support , Wise works with Apple Pay and Google Pay .
Classed as both a fintech and an insurtech operation , Berlin-based N26 provides a free basic current account and a debit card , with an available overdraft , investment products and premium accounts for a monthly fee . Founded by Maximilian Tayenthal and Valentin Stalf in 2013 and fully licensed in 2016 , N26 has more than seven million customers across 25 countries , and 280,000 5-starratings in the Apple and Google Play stores .
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