FinTech Magazine - November 2021 | Page 93

DIGITAL PAYMENTS
Recent surveys illustrate that customers prefer enterprises that accept contactless payments instead of / alongside conventional transactions . There is no scarcity of apps and platforms that make contactless payments easier — for both the buyer and the seller .
Contactless payments are also being seen as sound investment opportunities because the demand is so high . In the Asia-Pacific regions , for example , many famous Paytech giants are making long-term investments in these regions .
Innovative payment solutions New and increasingly ingenious ways of enabling customers to pay for their transactions are also emerging . For example , VibePay recently became the first company in Europe to offer account to account voice activated payments .
The company , which uses Open Banking technologies , launched the innovative solution in September .
VibePay ’ s users can pay or request payment from others with their voice directly ( via Siri ) and instantly from one UK bank account to another , without fees . The solution was put into production after the company listened to community feedback on new tools to make account to account payments , quicker and simpler .
Users can activate the voice-initiated technology using Siri with a sentence as simple as “ Hey Siri , send money to Luke !”. It is the latest offering in VibePay ’ s mission to transform how consumers and businesses interact with payments .
The move comes ahead of the launch of VibePay Pro later this year , which will
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