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While the fintech industry has seen explosive growth and reshaped financial services over the past decade , it ’ s important to remember that with great innovation comes great responsibility .

Today , financial regulators are grappling with the challenge of balancing innovation with consumer protection and financial stability and looking to play catch-up with ever-evolving technologies .

Here , we focus on the regulatory landscape in four key areas : AI , banks vs fintechs , Anti-Money Laundering ( AML ) and Know Your Customer ( KYC ) and crypto and digital assets .

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