Maciej Pitucha, VP of Data Intelligence, Mangopay learning in fraud prevention, with a further 20 % planning implementation within 12 months.

Zero-trust security models will become standard practice, treating every transaction as potentially fraudulent until proven otherwise.

This approach requires sophisticated risk assessment capabilities that balance security imperatives with customer experience.

The shift towards real-time, AI-driven verification represents a fundamental change in how businesses approach digital trust.

Success will belong to organisations that recognise fraud prevention as a competitive advantage rather than a compliance burden, investing in layered security architectures that adapt as quickly as the threats they defend against.

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