FOREWORD

FINTECH MAGAZINE TEAM

EDITOR LOUIS THOMPSETT

LEAD DESIGNER ANDY WOOLLACOTT

MEDIA DIRECTORS MATT ANSELL OLIVER REEK BEVAN BAKER

PRODUCTION MANAGERS JANE ARNETA YEVHENIIA SUBBOTINA FREYA REID

GROUP CONTENT DIRECTOR STEVEN DOWNES

PRODUCTION DIRECTOR DANIELA KIANICKOVÁ

CHIEF REVENUE OFFICER JAMES WHITE

CHIEF COMMERCIAL OFFICER LEWIS VAUGHAN

CEO GLEN WHITE

The stablecoin revolution is already here, even if most consumers haven’ t noticed yet. According to Keith Grose, UK CEO of Coinbase, the cryptocurrency exchange and custodian platform, these blockchain-based digital currencies have crossed a remarkable threshold in the past year. Stablecoins have processed more than US $ 45tn in transaction volume over the past 12 months. The momentum behind stablecoins accelerated dramatically following what Keith describes as“ stablecoin summer”. In this issue, we explore the future of stablecoins across markets, including the UK, and ask if, or when, stablecoins could reach a truly“ embedded” status. Elsewhere, we speak to NOTO CEO and Co-founder Ivan Stefanov on the value of banks adopting a modular approach to their fraud and ID verification stances, and we deliver a special report on the role of AI in the future of RegTech. As always, don’ t forget to take a peek at our latest Top 10. This month, we look at the world’ s leading neobanks.

Enjoy the issue.

Louis Thompsett

LOUIS THOMPSETT

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