EVENT REVIEW
Speaker spotlight: Lessons from the UK’ s fastest growing fintechs Richard Davies, CEO of Allica Bank, shared insights from the UK’ s high-growth fintech sector in an engaging fireside chat. Richard explored strategies for scaling effectively beyond the startup phase, discussing what works when attempting rapid growth while maintaining service quality, regulatory compliance and unit economics. The conversation examined how successful fintechs embrace technology-driven innovation to solve genuine customer problems, maintaining focus on customer needs while avoiding unnecessary feature additions. Richard addressed navigating the UK’ s robust regulatory framework, highlighting how regulation represents both challenge and competitive advantage once successfully managed. The discussion covered what distinguishes the fastestgrowing fintechs, including approaches to product development, talent retention, capital deployment and maintaining organisational culture during scaling. Richard also explored lessons traditional banks can learn from fintech agility and customer-centricity.
“ Trust has always mattered in banking, but it matters even more so in the fintech segment”
Richard Davies,
CEO,
Allica Bank
88 November 2025