However , Charles D . Carey , serial entrepreneur and Managing Partner of CIG Capital , reminds us in our lead story that investment is about more than just money and describes why funding desperately needs to modernise .

“ In terms of modernisation , investors need to change the way they address funding . I ’ m an entrepreneur : I love to teach and provide a message that will solve problems ,” he says . “ Finance is just a tool , and , although it ’ s an important tool , you don ’ t need to be an expert . All you need to know is , ‘ What ’ s the money going to do ’ and ‘ How ’ s it going to come back to us in a return ’. That ’ s the most important part .” In essence , CIG Capital ’ s approach emphasises finding the individual value in each prospective venture and working tirelessly to develop it ; recouping invested funds occurs simply as a natural consequence of this success .

Elsewhere , we had the privilege of interviewing some of the leading financial institutions around the globe , including Afore XXI-Banorte , Visions Federal Credit Union and Quontic Bank . Patricks Sells , CIO at Quontic and an industry-recognised innovator , describes his vision of the modern digital bank and why workplace culture is essential in finance .

Our editorial stories feature a host of distinguished guests this month , including Eli Rosner , CPO / CTO at Finastra , on digital transformation ; Laurén Robbins , VP at ServiceNow , on lean and agile thinking in banking ; and Ethan Beard , Snr VP of Xpring at Ripple , on blockchain .

Also , we count down our Top 10 picks for the most successful digital banks in the world today , arranged by capital raised in funding rounds .

Enjoy the issue .

Will Girling william . girling @ bizclikmedia . com

03

fintechmagazine . com