TOP 10

ERIC

WILSON

80

One of Australia ’ s most successful 100 % digital banks , Xinja has been specifically optimised to meet the needs of today ’ s customers through its thoroughly-designed app . Xinja makes the case that its digital format combined with the latest technology is a winning formula consisting of low operating costs , competitive rates and no hidden fees . Offering a simple sign-up process which negates the need for paperwork , the company supports users through best-in-class customer service agents made available through the in-app chat . Currently gaining significant traction in terms of investment , Xinja announced earlier in 2020 that it had received AU $ 433m ( USD $ 310m ) in funding from a United Arab Emirates ( UAE ) wealth fund . OCTOBER 2020