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So far , Atom Bank has managed to raise just under $ 600m in funding since it was founded in 2014 . Located in Durham , UK , the company is regularly considered to be one of the country ’ s best examples of FinTech located outside of London . The bank seeks to make its digital customer experience as intuitive as possible , even opting to do away with passwords in favour of biometrics ( face and voice recognition software ). A tech pioneer in the mobile-only banking space , Atom Bank offers fixed saver accounts , mortgages , business loans and more , always looking for an opportunity to innovate and prove its superior customer service .

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