FOREWORD THE ROUTE TO IPO IS PAVED WITH GOOD INTENTIONS
“ The giddy ride is over and , as we return to normality , a sense of reality must prevail ”
As we speed into Q4 , it ' s easy to look back and only see the negatives . Fintech has had a tough ride . Investment is down . BNPL frontrunners have seen their valuations crash , and companies we expected to IPO themselves into the business history books , have stalled , bucked and shied away at the final hurdle . It ’ s hardly surprising , though . Following a period of unnaturally fast expansion , the growing pains have finally caught up with them . The past almost three years has seen the world placed in highly unnatural circumstances that have led to giant changes . Now , the giddy ride is over and , as we return to normality , a sense of reality must prevail .
Innovation requires regulation . Booms inevitably – indeed , always – lead to a bust . And new markets must go through a period of painful maturation before they can safely say they ’ ve ‘ made it ’.
But , despite the challenges , all the signs are good ; hard times breed resilience and stability in the long term .
These subjects and more are the focus of this month ’ s issue – and we have some fantastic insights for you to digest .
So , sit back , enjoy the magazine , and let us know your thoughts .
FINTECH MAGAZINE IS PUBLISHED BY