mainstream , this adoption rate is likely to increase , creating new opportunities for businesses to innovate in payment systems and financial services .

Jorge emphasises the importance of moving from planning to action : “ To move forward , the most critical step in the adoption of digital currencies is to turn plans into actions .

“ Considering how digital currencies will impact everyday banking users , traditional banking processes , regulations and financial literacy education is important . However , it ’ s equally important these considerations are followed by concrete activities .”

The global landscape of digital currency adoption is diverse , with several countries taking the lead .