TECH & AI
compliance, all monitored by real-time data flows. For international businesses, managing FX, fees and settlement timing across borders, automation reduces errors, accelerates transactions and mitigates costly delays.
AI-Powered credit decisioning tools are helping us respond to risk faster and more accurately. They can speed up onboarding processes such as Know Your Customer( KYC), while flagging any unusual activity for review by human compliance teams, which is the most efficient use of resources. Our tools continuously monitor transactions in real time, detecting suspicious behaviour and unusual patterns across geographies. High-risk transactions can be identified and blocked before they’ re completed
In a recent survey of 1,000 senior finance leaders across the UK and Europe, commissioned by Censuswide for Equals Money, 49 % of finance leaders still cite time savings as the primary driver behind automation, but almost all( 99 %) say its greatest value lies not in the tasks it performs, but in the time it frees up, allowing finance teams to focus on more strategic, high-impact work.
APIs – KEY FACTS
60 % of ecommerce revenue now flows through payment APIs
COVID-19 accelerated API adoption as high streets closed overnight
APIs eliminated months of complex payment system development for startups
Split payments enable marketplaces like Etsy to instantly pay multiple parties
59 % of shoppers now buy from retailers outside their home country
Multi-currency IBANs support transactions in over 38 currencies from one account
AI tools now detect suspicious payment patterns in real-time automatically
99 % of finance leaders say automation’ s value lies in freeing strategic time
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