VYSTAR CREDIT UNION
Stephen Jones, SVP Digital Development and Experience, on how VyStar Credit Union is automating coding workflows as regional players race to match digital banking giants
As financial technology reshapes the industry at lightning speed, VyStar Credit Union is proving that credit unions can lead the charge. By embedding AI into its development and mobile platforms, VyStar is creating faster, smarter and more personalised digital banking-while staying true to its mission to“ Do Good” for over one million members across Florida and Georgia.
Stephen Jones joined VyStar in 2022 as Senior Vice President of Digital Development and Experience. His remit covers everything from early product concepts to final delivery to members and employees.
“ We’ ve integrated AI tools directly into our developer environment, or an integrated development environment( IDE): the same places where we design, test and launch code,” Stephen explains.“ By embedding AI alongside security safeguards, we ensure every release is faster, smarter and more responsible. It’ s about building innovation that our members can trust.”
Founded in 1952 for military members at Naval Air Station Jacksonville, VyStar has grown without losing its cooperative values. As a credit union, VyStar reinvests profits to benefit members
112 October 2025