THE FINTECH INTERVIEW distinguishes them from many emerging payment technologies.
Digital payment systems through APIs, digital wallets or established payment platforms already interface with most companies. Similar modern digital infrastructure powers stablecoin operations, making integration relatively straightforward.
Underlying payment rails change rather than companies’ core systems. Instead of waiting days for ACH or wire transfer processing, stablecoins enable instant fund movement that accelerates supplier payments and improves cash flow visibility.
“ The value of stablecoins is that they don’ t demand a full system replacement,” Saurabh explains.
“Most businesses find stablecoins represent evolution, not disruption. They provide ways to modernise payments while building on existing foundations”
Saurabh Joshi,
President,
CSG Forte
“ Unlike traditional cross-border payments, stablecoins work over modern digital infrastructure.”
Savings extend beyond direct transaction costs to include reduced overhead tied to reconciliation, payment tracking, and supplier follow-up processes.
These operational efficiencies can represent significant cost reductions for companies processing high volumes of international payments.
The implementation approach doesn’ t require abandoning existing payment methods entirely.
Companies can maintain traditional rails where appropriate while routing high-volume or high-cost payments through stablecoin networks to unlock targeted savings.
“ The idea isn’ t to rip and replace existing infrastructure, but to layer in another option,” Saurabh reveals.“ Companies can still use traditional rails where needed, but route high-volume or high-cost payments through stablecoins to unlock savings.”
This evolutionary rather than revolutionary approach makes stablecoin adoption more palatable for risk-averse enterprise finance teams. It provides a pathway to modernise payments and realise measurable gains while building on existing operational foundations.
“ For most businesses, stablecoins represent evolution, not disruption,” Saurabh concludes.“ They provide a way to modernise payments and realise measurable gains whilst building on what already works today.”
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