Fintech Magazine October 2026 | Page 19

VISA: AI WILL DEFINE THE EUROPEAN‘ BANK OF THE FUTURE’

Source: Research conducted by Visa Consulting and Analytics

86 %

of European banking leaders believe AI will fundamentally reshape retail banking by 2030

More than

90 %

of European banks have already deployed some form of AI within their core business operations

7 %

of banks act as Compliance Keepers, directing their AI investments primarily toward meeting regulatory demands rather than pursuing competitive growth fintechmagazine. com 19