FinTech Magazine September 2023 | Page 44

Volt Founder and CEO , Tom Greenwood , discusses his growth as an entrepreneur and the company ’ s aim of building a global network of RTP providers
VOLT
Volt Founder and CEO , Tom Greenwood , discusses his growth as an entrepreneur and the company ’ s aim of building a global network of RTP providers

N obody can achieve success in any field , let alone financial technology , without possessing a flair for innovation . This is how Tom Greenwood , Founder and CEO at Volt , was able to cultivate a career in fintech leadership which has stretched for over 20 years .

It was in 2013 when Greenwood “ saw the very early signs of embedded finance ” at IFX Payments , a company he co-founded in 2005 . Building a product at IFX called ibanq , a banking-as-a-service ( BaaS ) platform , this was one of the first in the industry to flirt with embedded finance . Greenwood oversaw ibanq ’ s strategy and build , which today processes over US $ 15bn annually .
Founding IFX alongside CEO Nick Williams , Greenwood – as Chief Operating Officer – oversaw business operations and strategy , regulatory , legal and compliance ; significant functions of the business .
At the time of its founding , IFX Payments actually pre-dated fintech ; it functioned as a foreign exchange , hedging and treasury risk management platform . Greenwood ’ s product , therefore , helped shift the course of IFX ’ corporate identity into a new age of fintech .
From IFX to Volt With ibanq flying high and a well-established product by 2018 , although most might have been – Greenwood was not settled .
44 September 2023