FinTech Magazine September 2025 | Page 29

THE FINTECH INTERVIEW approaches. The pace of progress may be slower and costs higher, but complete rip-and-replace strategies often prove impractical.
Banks must support crucial daily operations with minimal error margins. This reality makes gradual transition strategies appealing despite their limitations. Yet stopgap solutions remain temporary by definition.
“ But a stopgap is, by definition, a temporary solution,” Peter says.“ The cloud-native architecture that modern AI needs to perform at its best is the ultimate destination.”
The performance gap between legacy systems and cutting-edge architectures continues expanding. As AI systems develop further, this disparity will become increasingly pronounced, making eventual migration inevitable.
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