RVICES

6. Paytm Paytm anchors India’ s digital economy by leveraging UPI payments to transform basic merchant transactions into a comprehensive financial supermarket.

7. Gojek Gojek brings millions of unbanked consumers into Southeast Asia’ s formal economy by embedding micro-loans and investments into everyday transport and logistics habits.

8. Rappi Rappi drives financial inclusion across Latin America by layering credit cards, savings accounts and digital payments onto its high-frequency delivery platform.

9. Careem Careem connects the Middle East’ s daily routines by embedding peer-to-peer transfers and bill payments directly alongside ride-hailing and delivery services.

10. Revolut Revolut consolidates personal wealth into a borderless, single-screen experience by pairing global banking features with lifestyle, trading and crypto services. fintechmagazine. com 61