Zilch
 Mercury
 TOP 100 COMPANIES
 78
 Zilch
 Fintech Leader: Philip Belamant Industry: Buy Now Pay Later
 Britain
’ s fintech unicorn Zilch revolutionised Buy-Now-Pay- Later( BNPL) with its pioneering Ad-Subsidised Payments Network, eliminating traditional consumer credit costs. Co-founded by Philip Belamant, the FCA-regulated company achieved profitability in July 2024, serves 4.5 million customers, and maintains strong financial backing while expanding into travel services through partnerships with lastminute. com.
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 77
 Mercury
 Fintech Leader: Immad Akhund Industry: Business Banking
 Business Banking leader Mercury reached a US $ 3.5bn valuation in 2025 after securing US $ 300m in Series C funding from Sequoia Capital. The profitable neobank serves over 200,000 companies, transforming from startup-focused Banking into a comprehensive financial platform while expanding into consumer Banking.
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