Vishal Garg
Royal Chen
TOP 100 LEADERS
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Vishal Garg
Title: Co-Founder and CEO Company: Better. com
Vishal established Better. com to digitise and speed up the traditionally paper-heavy US mortgage market. By replacing manual processing steps with proprietary digital underwriting algorithms, his company offers consumers direct online access to home loans. This approach significantly reduces fees, administrative overheads and processing timelines for modern first-time homebuyers.
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Royal Chen
Title: VP of Tencent Financial Technology Company: TenPay Global
Royal oversees cross-border payment operations for TenPay Global, the international fintech arm of Tencent. He builds multi-currency clearing infrastructure and digital payment corridors that facilitate efficient international transactions for global businesses and consumers. Royal’ s platform maintains strict regulatory compliance across all active operating jurisdictions.
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