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Founded in 1973

CEO: Javier Pérez-Tasso

www htps:/ com. swift. / htps company www:/ / linkedin swift.

Founded in 2011

CEO: Kristo Käärmann

htps wise:/ com. htps company www:/ linkedin. wiseacount /

The Society for Worldwide Interbank Financial Telecommunications( SWIFT) is a vast messaging network used by banks and other financial services institutions to securely and accurately send and receive information. Formed in Brussels in 1973, SWIFT leverages digital technology to enable the global financial services industry to move value in a swift and frictionless way. A memberowned cooperative, SWIFT allows individuals and businesses to take electronic or card payments even if the customer or vendor uses a different bank than the payee. Using a unique code system, each of SWIFT’ s member institutions or financial organisations is assigned a unique code that identifies a bank’ s name, country, city, and branch.

UK-based fintech Wise has helped revolutionise the way money can be transferred globally. Formerly known as TransferWise, Wise has developed an innovative platform that allows funds to be transferred internationally at speed, and at low costs. Implementing a peerto-peer model, Wise negates the need for traditional banking intermediaries, resulting in fair exchange rates as well as lower fees. The fintech has already processed billions of dollars in cross-border transactions, receiving a total investment of US $ 1.7bn to date. Recently, Wise partnered with Frontier to advance its market commitments to accelerate its use of permanent carbon removal technologies.

Financial Services

Belgium

Payments

United Kingdom

28 2023