FinTech Magazine Top100 Companies 2023 | Page 48

TOP 100 COMPANIES

28

Ripple

Founded in 2012
CEO: Brad Garlinghouse
htps riple:/ com. htps com www:/ / company linkedin /. ripleoficial
Ripple was founded in 2012 with a vision to create a world where value moves as seamlessly as information. Over a decade on, its customers use the firm’ s enterprise-grade blockchain solutions to source crypto, facilitate instant payments, empower their treasury and drive new revenue in a faster, more transparent and more cost-effective way than traditional financial services. With a decade of crypto and blockchain experience, Ripple today boasts a payments network with over 300 customers across 40 countries and jurisdictions. But it has had its challenges along the way; Ripple was previously accused by the SEC of breaking federal securities rules by selling its XRP token on public exchanges but recorded a victory in that case in July.
Crypto and Blockchain
United States

27

Xero

Founded in 2006
CEO: Sukhinder Singh Cassidy
htps xero:/ com. htps company www:/ linkedin. xero /
Founded in 2006 in New Zealand, Xero is a small business platform with 3.5m subscribers, who rely on the company to cater to all of their day-to-day financial needs. This is particularly useful to smaller firms, who, despite representing a vast majority of most economies, often lack the resources and capacity of their larger counterparts. Xero offers a core accounting solution coupled with payroll, workforce management, expenses and projects. It also has an extensive range of apps and integrations that can be brought into its ecosystem to bolster the product offering further, and give even greater value to its small business clients. It has been included on the Dow Jones Sustainability Index, as well as the Bloomberg Gender Equality Index.
Software Development
New Zealand
48 2023