67 Imagin Bank is CaixaBank ’ s digital , Spanish-only bank designed for millennials . Much like other challenger banks in Europe , Imagin is fee-free , with a number of personal finance tools and offers current accounts , debit cards and consumer loans . Over a third of CaixaBank ’ s customers are aged between 18 and 35 , lending its legacy customer base strongly to the digital-only bank . CaixaBank ’ s CEO Gonzalo Gortázar comments : “ What we have created is a simple service offering ; one that charges customers no maintenance fees but is comprehensive enough to cover all of the financial services demanded by the young target market .”

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