FinTech Magazine - April 2022 | Page 63

FINANCIAL SERVICES

“ Expectations of what a business will look like in the future have changed fundamentally , with the rise of covidpreneurs over the last 18 months ”

BRAD HYETT CEO , PHOS
Today , the vast majority of transactions occur online and digitally , from ewallets and blockchain to contactless payments on credit networks . Contactless payments have exploded too , with advancements in Near Field Technology making transactions even simpler for customers and businesses alike .
Mobile technology and the digital payments space One of the biggest changes to disrupt the digital payments space has been through mobile technology , combined with NFC - which means smartphones have now essentially become payment vessels , taking the place of plastic , chip , and pin cards . But as this field develops , the natural progression has led to mobile technology companies enabling businesses to simplify their payments even further .
Apple recently announced the launch of Tap to Pay - a new streamlined contactless payment service for business vendors that enables them to simply download the software , install the settings and start using their iPhone as a payment receiving device . The move is shaking the digital payments
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