FinTech Magazine - August 2021 | Page 41

FINSERV
“ Compare that to your average AML ( antimoney laundering ) officer , and they are completely outgunned . The only way that you can begin to solve this is through the application of technology ,” Dixon says .
Some experts also predict the permanent shift towards digital banking and contactless payments will lead to great levels of fraud – accelerating the trend towards using AI to track and identify malicious activity such as card payments and identity theft .
Jane Loginova , CEO and co-founder of Radar Payments , explains , " Artificial intelligence possesses the sophisticated power to replicate the analytical behaviour of human intelligence , as well as enable decision-making in real-time and offer predictive security notifications .”
She believes financial institutions and fintechs will continue to invest in AI based security systems that “ can significantly reduce digital attacks and spot suspicious activity in real-time .” fintechmagazine . com 41