a massive project that has finally gone live over the past few weeks . We are now working hard to build out a range of new and exciting products and refine our pricing approach accordingly .,” explains Harris . “ We will gather lots more information as we look to underwrite new borrowing through things like open banking rather than expecting customers to provide months of bank statements . We now use APIs a lot more to access third party data . And we ’ re in the process of rebuilding our website so we can engage more directly with customers . I think the mortgage industry more generally is one of the few areas in retail financial services that hasn ’ t been disrupted yet but this is coming and we need to be ready for it .”

Title : Chief Commercial Officer Location : London

Industry : Financial Services

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Vicki joined Kensington in April 2018 and as Chief Commercial Officer is responsible for driving strategy , growth and innovation across the Group .

Prior to Kensington , Vicki was Group Head of Strategy and Marketing at Aldermore Bank , one of the original challenger banks post the 2009 financial crisis which successfully IPO ’ d on the London Stock Exchange in 2015 . This followed 3 years as COO of Octopus Investments , one of the fastest growing and most innovative wealth management companies in the UK .

She previously spent time across a variety of roles in GE Capital and 4 years as a consultant at McKinsey . fintechmagazine . com