PEPPER GLOBAL
“ I think the thing with fintech that inspires me is the ability to be customer-focused and data-driven ”
ANDREW DAY GROUP CHIEF DATA OFFICER , PEPPER GLOBAL
units to identify applications that could potentially deliver value back to Pepper businesses and their customers .
He explains , “ We build innovation projects and experiments that enable us to test the innovations . When we find ones that work , we push them into the business units and the business units then take ownership and deliver those outcomes to the customers .”
The third pillar of the process involves the upstream customers . Day says , “ We work with banks and fintechs , delivering analytic solutions for them on a commercial basis . We take the experience we ' ve got in managing our own business using AI , machine learning & data , and provide that as a commercial service to some of our partners .”
By his own admission its broad remit is in a very entrepreneurial business , which Day describes as “ very exciting .”
Emerging markets and data patterns In his capacity as CDO , Day is playing a lead role in Pepper Global ’ s decision to use its expertise to launch cutting-edge financial services in Indonesia – which has one of the highest unbanked populations globally .
According to a recent report by the Jakarta Post an estimated 66 % of