TOP 10 – PREDICTIONS FOR 2026

Over 130 countries are exploring CBDCs

( Atlantic Council CBDC Tracker, October 2024)

The Bank of England’ s digital pound consultation received 50,000 responses

( Bank of England Consultation Response 2023)

Digital yuan( e-CNY) is still the largest CBDC pilot in the world

( Atlantic Council CBDC Tracker)

Multiple major economies may well launch or expand CBDC pilots, with the digital pound and digital euro advancing in popularity. CBDCs hold the potential to reshape cross-border payments, offering near-instantaneous settlement and reduced costs, further fuelling expectations for instant settlements from consumers. Commercial banks will perhaps grapple with their role, potentially serving as distribution partners. The technology stack could be able to influence private sector innovation in programmable money. fintechmagazine. com 41