US $ 4.9bn ~ was recorded in net global sustainable openend and exchange-traded funds in Q2 2025.

( Morningstar Direct, Global Sustainable Fund Flows Data, 2025)

EU regulations require mandatory climate risk disclosures for financial institutions from 2024

( EU Corporate Sustainability Reporting Directive)

£ 632m was invested in UKbased green fintechs in 2024

( CGFI Green Fintech 2.0 Report)

Concerns about greenwashing could be the driving force behind demand for verified sustainability metrics, with carbon footprint tracking on banking apps becoming standard, in addition to real-time emissions data attached to purchases. Among increasing research into the impact of emissions, climate-focused fintech solutions might move further from niche and closer to mainstream practice as regulatory pressure intensifies. Green bonds and sustainable investments may dominate wealth platforms. AI algorithms could be used to automatically screen portfolios for ESG compliance as investment firms focus on sustainable finance. Fintech firms offering credible carbon accounting might capture significant market interest.

42 December 2025