IF you visited this year ’ s Money20 / 20 USA event – indeed , if you have read our exclusive interview with the event ’ s President , Tracey Davies in our December issue – you ’ ll be aware of one of the key themes to come out of those four days in Las Vegas : fintech for good . The question being asked across the industry , Davies told those assembled for her keynote introductory speech , was no longer what we can do with technology , rather , what we should do .