TOP 10
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DOWNLOADS : 15.2MN
Inter describes itself as “ much more than a digital bank ”, which is an existential problem for this list – but we ’ ve decided to include it anyway ! The popular super-app combines a variety of digital features with zero fees . It offers a virtual credit and debit card , personal loans and payroll credit , an investment platform , fee-free transfers , insurance and a free kids ’ account that allows parents to engage their children in key life skills such as saving and budgeting .
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Russian digital bank Tinkoff was formed in 2006 and named for its founder , Oleg Tinkov . The app combines features that are familiar to banking – like savings accounts and transfers – with some that are not . You can pay utility bills , traffic fines and toll road fees ; take money out of ATMs using a QR code ; and scan receipts using your smartphone ’ s built-in camera . Thankfully , Tinkov ’ s vocal opposition to Vladimir Putin doesn ’ t appear to have dented his namesake ’ s popularity : the app was downloaded 15mn times in the past year .
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