FinTech Magazine July 2020 | Page 71

According to Jordan McKee at Forbes , “ longer-term , the latent – and more lucrative – IoP revenue opportunity will be found in harnessing the explosion of new data inputs that can provide deeper and more granular insights on customer behavior . The opportunities for new data streams generated by IoT devices and sensors are endless and will serve to bolster decision-making accuracy in areas ranging from fraud prevention to ‘ know your customer ’ ( KYC ) requirements , to lending to targeted offers and recommendations .”
One of the most important ongoing conversations in the world of tech
revolves around privacy and information security . As the amount of data in the world grows – and companies take further steps to harness and capitalise on the value of that data – global cybersecurity efforts need to keep pace with increased risk and higher stakes . In 2018 , the Mirai botnet attack saw teen scammers take advantage of insecure IoT devices to effectively take down the internet across much of the eastern United States . Companies – particularly in the finance and payments sector – need to recognise that increasing IoT capabilities means increasing security as well .
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