FinTech Magazine June 2025 | Page 69

DIGITAL BANKING going to kidnap your kids,” according to his Forbes interview. In 2013, at 31, he founded Nubank alongside Cristina Junqueira and Edward Wible.
Their first product was a no-fee credit card managed entirely through a mobile app, addressing a market where annual fees for basic credit cards were standard practice and digital banking was limited.

“You want to position yourself on the side of the market [ in Latin America ] where there’ s scarcity”

DAVID VÉLEZ, CO-FOUNDER & CEO, NUBANK fintechmagazine. com 69