FinTech Magazine June 2025 | Page 7

HOW COMMERCIAL PAYMENTS CAN BRIDGE THE INNOVATION GAP WITH CONSUMER PAYMENTS
FOREWORD
FINTECH MAGAZINE TEAM
EDITOR LOUIS THOMPSETT
LEAD DESIGNER ANDY WOOLLACOTT
ACCOUNT MANAGERS MATT ANSELL, OLIVER REEK
PRODUCTION MANAGERS JANE ARNETA, YEVHENIIA SUBBOTINA
GROUP CONTENT DIRECTOR STEVEN DOWNES
PRODUCTION DIRECTOR DANIELA KIANICKOVÁ
CHIEF REVENUE OFFICER JAMES WHITE
CHIEF COMMERCIAL OFFICER LEWIS VAUGHAN
CEO GLEN WHITE
ON THE COVER: Raj Seshadri, Chief Commercial Payments Officer, Mastercard

HOW COMMERCIAL PAYMENTS CAN BRIDGE THE INNOVATION GAP WITH CONSUMER PAYMENTS

In an era where consumer payments have become increasingly seamless, commercial payments have lagged behind, creating inefficiencies for businesses worldwide.

In this issue, we highlight how Mastercard is tackling this challenge through its virtual card networks( VCNs). The stakes are substantial, with Mastercard targeting a US $ 120tn serviceable addressable market for commercial and new payment flows.
Raj Seshadri, Chief Commercial Payments Officer at Mastercard, runs through the company’ s strategy, which extends far beyond consumer transactions, expanding into commercial payments, money movement and bill pay services.
Elsewhere, we ask payments executives what they think the future of real-time settlements will look like, and unpack the digital transformation initiatives taking place at credit unions.
We’ ll also deliver insights in quantitative finance, and celebrate the career success of David Vélez, CEO of Nubank.
Make sure, as always, to read our Top 10. This month, we focus on the leading payment processors worldwide.

Louis Thompsett

LOUIS THOMPSETT
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