FinTech Magazine June 2025 | Page 91

CHARLES DRIEST

CHARLES DRIEST

FINANCIAL SERVICES
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F & M Bank – driving digital while staying personal
“ This is where community banks have a huge advantage, particularly when we are so close to these communities, we provide the human element that AI misses. AI cannot, or has not yet at least, been taught human empathy.”
Many financial cooperatives recognise that while their digital solutions might not match every feature offered by mega national banks, they can deliver approximately 80 % of the functionality while making up the remaining 20 % with personalised service that banking giants simply cannot provide.

CHARLES DRIEST

TITLE: CHIEF EXPERIENCE OFFICER
COMPANY: FARMERS & MERCHANTS BANK
INDUSTRY: FINANCIAL SERVICES
Charles champions the balanced integration of human service and digital banking, with experience in community banking and digital strategy implementation.
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