BLINK
Codebase Technologies , which included the core banking system , channel , application , middleware , a rules engine , and other peripheral systems .”
The technology stack provided by Codebase Technologies was built on open banking with over 400 APIs exposed , making integration with third-party solutions seamless and supporting Blink ’ s plans to maximise partnerships .
“ It is extremely agile and easily enabled us to integrate with third parties , which allowed us to launch the bank within a very short period of time .”
“ We have many partners , but our main ones are , of course , Codebase Technologies , as we obtained our full technology stack from them ,” says Malhas . “ One of the things that I personally was extremely passionate about was to have an altogether separate technology stack because , from my experience , riding on your existing technology sometimes pulls you back .
“ Of course , this is not the case for every single institution – you have to measure what works for you to assess properly . But for us , we really felt that the way to leapfrog is to have that segregation and , accordingly , we obtained a ‘ bank-in-a-box ’ kind of solution from
The future of banking – going digital Without a crystal ball helping determine the future , it ’ s difficult to assess exactly where the world of finance is heading – one thing that is certain , though , is that the future is in digital banking . So how does this relate to Blink ’ s outlook over the next year or so ?
“ For Blink , we have a very big roadmap ,” Malhas enthuses . “ The next 12-to-18 months are going to hopefully include a lot of enhancement in terms of the current minimum viable product that we launched into the market , in addition to introducing daily banking services .”
“ But we want to hear back from customers first – so , while we have an aspirational roadmap , we will prioritise and tweak services after hearing back from customers to see what we should improve , what products are more important , etc . We don ' t want to push products in the market thinking that they are the best because we ’ re just thinking of the competition or we ’ re thinking as bankers ; we want to hear it from our customers .”
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