FinTech Magazine November 2025 | Page 146

DIGITAL BANKING
often by 50 %- while offering flexible deployment options, from on-premises to software-as-a-service.”
The SaaS model offers consumptionbased pricing that scales with usage, while on-premises deployment provides cost predictability for rapidly growing or large customers. But regardless of the deployment model chosen, organisations need to think beyond the initial price tag. Anti-money laundering compliance is mandatory and non-negotiable, dictated by regulatory requirements.
Fraud prevention, by contrast, is typically viewed as a business problem requiring a positive return on investment. That return might come through reducing fraud losses, increasing transaction acceptance rates, or improving the speed of customer-related case resolution. Ivan argues that using a unified platform helps reduce costs by avoiding the proliferation of multiple solutions.
Organisations don ' t pay multiple vendors for overlapping capabilities or maintain redundant integrations. This consolidation creates savings that extend beyond licensing fees to include reduced technical overhead and simplified operations.
146 November 2025