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In the next two to three years , Patelco will cross the $ 10bn threshold , a major milestone for US financial groups that would trigger several compliance regulations . “ Our work for the next few years is to get prepared for that and cross the threshold with momentum . We ’ re growing at a tremendous rate ,” explains Landel . Patelco is looking at improving its payment system with AI , investing in a blockchain group exploring digital identity , and in a group focused on natural language processing . While digital changes are underway , Patelco still strongly believes in its physical branches , although these have been shifting from transactional locations to places of advice and financial health . True to Patelco ’ s core values , Landel concludes , “ we strongly believe in people helping people .”
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