ORACLE FINANCIAL SERVICES
ORACLE IN BANKING
Continuous Evolution and Results
Extreme Flexibility
Built on core principles on parameterization componentization
Functional Richness
Covers all needed functionality out of the box — CASA to Lending and Asset Finance as well as Investments and Subscription Pricing
Multi-Country Deployments
Experience across + 160 countries
Business Model Adaptability
From Mobile only to digital only . From Microfinance to Investor Servicing .
API
Open REST APIs
Global FinTech ecosystems with + 3,000 open APIs
Extended Core Regulation , Risk , Finance and Compliance
Integrated with Modern Risk and Finance and Oracle ERP
KYC & AML
Compliant and comprehensive customer onboarding as well as KYC processes , Intelligent AML as well as detecting fraud and trapping customer behavior
Architecture
Evolved with Microservices Architecture
Machine Learning & AI
Offered with smarter intelligence and predictability to detect customer buying patterns , attrition as well as NLP based automation
Payments
Real-time , ISO 20022 platform ready
Cloud Ready
Ready to be deployed on Cloud
Blockchain
Adapted to Blockchain use cases
Digital Experience Platform
Core agnostic customer experience and engagement
“Banking should be invisible and embedded within the customer ’ s life ”
38 September 2021