Fintech Magazine September 2026 | Page 64

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Risk and compliance at Revolut

F ounded with a mission to transform how people spend and transfer money abroad, Revolut approaches the super app playbook from a pure-play digital banking model, serving more than 75 million customers globally.

Rather than adding non-financial verticals like transport or logistics, the platform takes a different approach. As the leading financial super app in Europe, Revolut aggregates an individual’ s entire financial stack into one interface, combining stock trading, crypto exchange and travel perks alongside multicurrency tools that minimise exchange costs and deliver centralised budgeting analytics for personal and business accounts.
“ Managing your money should be a rewarding experience every day. Now, more than ever, I want every Revolut customer to feel empowered to handle their money needs with ease and our app makes this possible,” says Nik Storonsky, CEO at Revolut.
To drive daily engagement, it also weaves lifestyle micro-services like in-app hotel bookings, global eSIM data plans and its RevPoints loyalty engine directly alongside core spending tools. This creates seamless entry points into its financial ecosystem.
Revolut’ s strategy majorly relies on securing full banking licenses in key markets to capture deposits and scale lending portfolios. In 2025, the platform obtained key banking and payment licences in Mexico, Colombia and the UAE.
64 September 2026