71 the way we work and solve societal issues . It ’ s not like he doesn ’ t have skin in the game , of course , as Facebook purchased VR trailblazer Oculus in 2014 for $ 2bn . Zuckerburg clearly sees VR and AR as the next phase of our interaction with the digital world . “ The technology platform of the 2010s was the mobile phone . The platform of the 2000s before that was about the web , and the 1990s was the desktop computer . Each computing platform becomes more ubiquitously accessible and natural for us to interact with ,” he notes . “ While I expect phones to still be our primary devices through most of this decade , at some point in the 2020s , we will get breakthrough AR glasses that will redefine our relationship with technology ”. As ecommerce continues to grow , and the fintech industry continues to digitalise the finance sector with unprecedented speed and scale , the potential for VR and AR to shape the way we interact with the payments process becomes even clearer . fintechmagazine . com